You can access maximum equity in your home

  • Reduce your high-interest loans and debts
  • Flexible payment options and lowest interest rates

What is a Home Equity Line of Credit?

A Home Equity Line of Credit is a loan that's solely based upon the equity in your home. An LTV of around 65% can be offered by a bank, which is a much lower rate than the previous. Brevity mortgages can offer more. We can offer you up to 80% LTV.

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Here are some other reasons to get A HELOC mortgage

A HELOC loan is an extremely practical option for financing because of the many reasons mentioned below:

  • Flexible loan
  • You can use the money to renovate your home or for startup capital in a new venture.
  • Your child's education can be funded
  • Consolidate high-interest debts
  • Do not pay interest immediately
  • You can access and withdraw funds from open-ended loans as you need them
  • Repay your debts and then borrow again
  • You can make payments on your principal at your own pace
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  • Refinance with cash-out

    A new mortgage is available that is greater than your current mortgage. You can use your new mortgage to pay off the existing one and then you can spend the remainder of the money on anything else.

  • Home equity loan

    You can keep your current mortgage but get a second mortgage.

  • Reverse Mortgages

    Reverse mortgages are available for seniors 55+ years old. You can borrow your home equity to pay the loan.

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Why you should choose Brevity mortgages

Borrowers

  • We provide the most reliable mortgage solutions for your dream house
  • We provide curated solutions specific to your mortgage needs based on your qualification
  • Rapid mortgage approvals and fast closings
  • You can save time and Money
  • Best lender discounts and promotional offers for best interest rates
  • Access to experienced and professional Mortgage Agents
  • Brokers in the industry
  • Credit Score privacy

Brokers or and Agents

  • Dedicated team to help you with your clients
  • Veterans who share their industry experience and help you with each step
  • One on One Support and Training
  • Mentors that specialize in residential, commercial and business mortgages
  • Campaigns proven to work for potential leads
  • Online presence with digital marketing techniques
  • VIP access to top-tier compensation and lenders
  • A dedicated professional office space for client meetings and brainstorming sessions

FAQ

Frequently Asked Questions

If your home equity total value is between 75 and 80 percent of your home’s current market value, then you’ll meet the preference for most lenders. Depending on your credit score and your ability to prove you can afford the monthly payments, the actual amount will be determined.

There are four main types of home equity borrowing:
  • Cash-out refinance. Get a brand new mortgage that is more than your existing mortgage. Use your new mortgage to pay off your existing one, and use the rest of the money for anything you want.
  • Home equity loan. Get a second mortgage and keep your existing mortgage.
  • HELOC. Keep your existing mortgage, but gain more flexibility through this form of borrowing, when compared to other borrowing options
  • Reverse Mortgages. If you are a senior, 55 years of age or older, apply for a reverse mortgage to borrow from your home equity.

If you have a decent credit score, and proof of income, you can use the equity acquired in your home to secure a loan to borrow money at a low interest rate, for any reason. A HELOC reduces the risk in the eyes of lenders, since it’s a ‘secure’ loan.

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