• Get a home even with low income
  • Lower monthly interest and minimum down payment
Low income Mortgagess

Can a person with a low income afford a house?

If you have been wondering how to get a mortgage with low income in Canada reach out to an experienced mortgage agent who can help you make a realistic decision with your home buying process. The first step towards a successful home purchase is determining the most you can afford to spend on a house.

Knowing how much you can afford on your present income will help you find the perfect place to call home especially while looking for a mortgage with a low income in Canada.

Contact Now

How much have you explicitly set aside as a down payment for your new house?

After the mortgage, the down payment is the second most important thing to consider. It's what the bank uses to figure out how much of a loan to provide you for your new home. As a first-time home buyer in Canada, you are required to make a minimum down payment of 5% of the purchase price.

When it comes to saving for a down payment on a home, you have a wide variety of options.

  • Gifted funds
  • Accumulated savings
  • RRSP Loan
  • Inheritance
  • Grants
  • Child Benefit Funds
Book an Appointment Now

Steps & Process

Easy Approval Process

process arrow process arrow
process arrow process arrow
Apply Now For Instant Approval
When we say YES! We stand behind our Promise
Check Your Eligibility

Use our service

Why you should choose Brevity mortgages when answering the question of how to get a mortgage with low income in Canada?


  • Depending on your mortgage requirements, we will provide you with customized alternatives.
  • Rapid mortgage approvals and fast closings
  • You can save time and Money
  • Best promotional and discount interest rates from the lending industry's top institutions
  • Access to experienced and professional Mortgage Agents
  • Access to expert Mortgage Brokers in the industry
  • Credit Score and documents privacy.

Brokers or Agents

  • Team of experts ready to assist you with your clients
  • Industry experts who gladly impart their knowledge and guide you through each stage
  • One on One Support and Training
  • Expert guidance from mentors in the fields of home, commercial, and industrial lending
  • Campaigns have proven to work for potential leads
  • Online presence with digital marketing techniques
  • VIP access to top-tier compensation and lenders
  • A professional office space set aside for meetings with clients and idea sessions


Frequently Asked Questions

Yes, you can still receive a mortgage if your income is on the low side. It is harder, but not impossible. It's important to remember that every potential lender has its own set of requirements before extending credit. The amount you wish to borrow and the kind of mortgage you apply for will also play a key role in the lending decision.

Yes, as a first-time home buyer, you can pay 5% down payment while buying a house in Canada. This is only available for first time home buyers in Canada. The more down payments you pitch in, the lesser CMHC insurance you will have to pay.

What's you expect

We Offer To You

Home Buyer
Refinancing Your
Low Income
Credit Mortgage
Renew Your
Home Equity Line
of Credit
 Whatsapp - Brevity mortagage