• Get a home even with low income
  • Lower monthly interest and minimum down payment

How much can you afford for a house with Low Income?

You want to start your house buying spree by setting realistic and achievable goals. Knowing your maximum house affordability should be your first step if you want to close your house successfully!

Recognizing your affordability at your current income level will help you set your expectations as you look for your dream home. Don't be like others who skipped this step and go for house buying only to find out that they can't afford the home they fell in love with.

You don’t want to fall in love with a $600,000.00 house when you can only afford a $350,000.00 house.

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How much have you explicitly set aside as down payment for your new house?

The downpayment should be the next thing on your affordability list. It will determine how much loan the lender can offer you for your new house. In Canada, you are required to put a minimum downpayment of 5 percent of your purchase price as a first time home buyer.

There are many acceptable down payment sources you can use to help with your house buying such as

  • Gifted funds
  • Accumulated savings
  • RRSP Loan
  • Inheritance
  • Grants
  • Child Benefit Funds
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Steps & Process

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Why you should choose Brevity mortgages


  • We provide the most reliable mortgage solutions for your dream house
  • We provide curated solutions specific to your mortgage needs based on your qualification
  • Rapid mortgage approvals and fast closings
  • You can save time and Money
  • Best lender discounts and promotional offers for best interest rates
  • Access to experienced and professional Mortgage Agents
  • Brokers in the industry
  • Credit Score privacy

Brokers or and Agents

  • Dedicated team to help you with your clients
  • Veterans who share their industry experience and help you with each step
  • One on One Support and Training
  • Mentors that specialize in residential, commercial and business mortgages
  • Campaigns proven to work for potential leads
  • Online presence with digital marketing techniques
  • VIP access to top-tier compensation and lenders
  • A dedicated professional office space for client meetings and brainstorming sessions


Frequently Asked Questions

Yes, it's definitely possible to get a mortgage even if you have a low income. It's harder, but not impossible. All lenders have their own criteria for lending. The type of mortgage you're getting and how much you want to borrow will also determine whether you get accepted.

5% down is only option for first time home buyers. CMHC insurance is required only for A-side lenders.

What's you expect

We Offer To You

Home Buyer
Refinancing Your
Low Income
Credit Mortgage
Renew Your
Home Equity Line
of Credit