Brevity Mortgages is proud to present our best mortgage interest rates to you. Our mission is to bring you the lowest rates we can get, to make your dream more affordable and allow you to lead the lifestyle you deserve. If you haven’t had to apply for a mortgage before, the process may seem a little daunting. There is no need to worry. At Brevity Mortgages Inc., we will guide you as you search for the right mortgage plan to make your dream true. Let’s take a closer look at business loans, and what you will need to bring when you apply.


Today's Brevity Mortgages Exclusive Rates
As of October 04, 2022
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Showing the best rates in Ontario**

2.5%
5 year variable
Posted 4.24%
Rates are subject to change without notice

Variable vs. Fixed: Which is best for you?

Your payment is fixed for the chosen term and your rate will fluctuate with the market's variations.

You may want a closed variable rate if…

If you believe that interest rates will drop, and you can enjoy that benefit.

If you have a high threshold of tolerance for market fluctuation.

If you have the ability to absorb an increase in your payments in the event of a rate hike.

Term Posted Rate Brevity Mortgages
5yr 4.24% 2.5%
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Showing the best rates in Ontario**

2.79%
1 year fixed
Posted 4.79%
2.94%
2 year fixed
Posted 5.34%
2.99%
3 year fixed
Posted 5.44%
3.29%
4 year fixed
Posted 5.64%
Rates are subject to change without notice

Variable vs. Fixed: Which is best for you?

This rate will stay the same over the course of your term regardless of market fluctuations. Fixed Rate Mortgages can be open or closed.

You may want a closed fixed rate if…

If you believe that interest rates will rise - you will be protected against an increase.

If you have a low threshold of tolerance for market fluctuation.

If you prefer to have the same payment over the course of your term.

If you don't intend to make any or very few prepayments of your mortgage principal.

If you don't plan to sell your home in the near future.

Term Posted Rate Brevity Mortgages
1yr (closed) 4.79% 2.79%
2yr (closed) 5.34% 2.94%
3yr (closed) 5.44% 2.99%
4yr (closed) 5.64% 3.29%
5yr (closed) 5.84% 3.09%

You may want an open fixed rate if…

If you plan to sell your home in the near future.

If you intend to make prepayment of more than 20% of your mortgage principal.

If you prefer to have the same payment over the course of your term.

Term Posted Rate Brevity Mortgages
1yr (open) 6.30% 6.30%

**These are only a few of our great rates, and our experienced staff would be happy to work with you to personalize a rate and amortization schedule to suit your specific needs. Apply now or book an appointment to have one of our mortgage specialists talk to you at a convenient time.