Get your mortgage pre-approved within 48 hours

  • Increase credibility with the seller
  • Lock in an interest rate of 60 to 120 days
Pre-Approved Mortgage Loans

Mortgage Pre-Approval: Your First Step to Homeownership

Buying a home is one of the most exciting, and often overwhelming, financial decisions you will ever make. At Brevity Mortgages, we’re here to simplify the process and help you take the first step toward securing your dream home with confidence.

What is Mortgage Pre-Approval?

Mortgage pre-approval is the process where a lender evaluates your financial situation to determine the amount, they are willing to lend you for a mortgage. It provides you with a clear picture of what you can afford, allowing you to confidently start house-hunting within your budget.

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Why is Pre-Approval Important?

  • Know Your Budget

    Pre-approval tells you exactly how much you can borrow, so you don’t waste time looking at homes outside of your price range.

  • Competitive Advantage

    Sellers prefer working with buyers who are pre-approved because it shows you are financially serious and capable of closing the deal quickly.

  • Faster Home Search

    With pre-approval, you can focus on homes that meet your financial criteria, reducing stress and saving time.

  • Simpler & Quicker Loan Process

    Once you’ve found the home of your dreams, your pre-approval makes the mortgage application process faster and more straightforward.

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What You’ll Need to Get Pre-Approved

To streamline your pre-approval process, you’ll need the following documents:

  • Proof of Income
  • Recent pay stubs, tax returns, or other income documentation.

  • Credit History
  • We’ll review your credit report to assess your financial reliability.

  • Assets
  • Bank statements, investment accounts, or other proof of assets.

  • Employment Information
  • Your current employer details and employment history.

Steps & Process

Easy Approval Process

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Why you should choose Brevity mortgages

Borrowers

  • We provide the most reliable mortgage solutions for your dream house
  • We provide curated solutions specific to your mortgage needs based on your qualification
  • Rapid mortgage approvals and fast closings
  • You can save time and Money
  • Best lender discounts and promotional offers for best interest rates
  • Access to experienced and professional Mortgage Agents
  • Brokers in the industry
  • Credit Score privacy

Brokers or and Agents

  • Dedicated team to help you with your clients
  • Veterans who share their industry experience and help you with each step
  • One on One Support and Training
  • Mentors that specialize in residential, commercial and business mortgages
  • Campaigns proven to work for potential leads
  • Online presence with digital marketing techniques
  • VIP access to top-tier compensation and lenders
  • A dedicated professional office space for client meetings and brainstorming sessions

FAQ

Frequently Asked Questions

The most you might receive is the pre-approval amount. It doesn't ensure that you'll be approved for a mortgage loan in that amount. The value of your house and the size of your down payment will determine the approved mortgage amount.

A mortgage pre-approval in Canada enables you to:

  • Be aware of the largest mortgage you might be eligible for.
  • Calculate the monthly mortgage payment.
  • Depending on the lender, fix an interest rate for 60 to 120 days.
  • Instil confidence in the seller or builder that you are a potential buyer.

Getting mortgage pre-approval before you start looking for your future home has a number of advantages.

For 120 days, your mortgage will be protected. Rates may increase, but you can lock in a rate with your lender.

Pre-approval will provide you negotiation power with the house seller and will make you appear like a more serious buyer.

The final closing will go more quickly if you have a mortgage pre-approval because the majority of the process is already done.

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We Offer To You

First-Time
Home Buyer
Refinancing Your
Property
Pre
Approval
Low Income
Mortgage
Bad
Credit Mortgage
Renew Your
Mortgage
Self-Employed
Mortgages
Private
Mortgages
Commercial
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Second
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Reverse
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Home Equity Line
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